Independent Contractor Agreement (1099)

Create a 1099 contractor agreement for your business or freelance project in one of 11 supported states.
Set the scope, payment, ownership, confidentiality, and ending terms, then review your answers, key terms and a short sample before paying.

Start My Agreement — $59

Sample and key terms before paymentSecure customer portal deliveryFree self-service revisions for 7 days

What you receive

A polished PDF generated in seconds from your selections and published to your secure Wi Filings customer portal, plus free self-service revisions for 7 days. Your email says the document is ready and links to the portal; the legal document is not attached to the email.

Classification notice: Facts of the relationship control classification under applicable law. This agreement documents the parties’ selections; it does not make someone a 1099 contractor. Wi Filings LLC is not a law firm and does not provide legal or tax advice.

1. Start your agreement

You’re creating: 1099 Contractor Agreement — $59

Select the supported state that applies to the client, contractor, and primary work.

Select the state for this agreement *

This streamlined product is for a same-state engagement: the client, contractor, and primary work must all be in the selected state. My state isn’t listed or this is a multistate engagement — view the $59 general fill-in template. The general template is not state-specific and must be completed and reviewed before signing.

Create a mostly blank agreement to fill in commercial terms by hand later. Party identity, location, and governing law will still be typed into the document.

Blank mode is on: deal-term fields are disabled below and will print as ruled blanks. Clause choices such as intellectual property and confidentiality remain selectable so the agreement stays internally consistent.

2. Tell us about the parties and project

Plain-English labels are shown first; the final agreement uses the conventional terms Client and Contractor.

I’m the contractor purchasing this agreement

Your email (receipt and document access) *

Your business’s legal name (you’re the client) *

Your business type *

Client street address *

Client city *

Client ZIP code *

Contractor’s legal name (the person or business you’re hiring) *

Contractor business type *

Contractor street address *

Contractor city *

Contractor ZIP code *

Primary work city *

County for venue *

Service category *

Describe the other service *

Services *Fill in services by hand later

Deliverables *Fill in deliverables by hand later

Out of scope (optional)

Start date *

End structure *

Specific end date

Compensation type *

Compensation amount *

Invoice due days *

Payment schedule *Fill in payment schedule by hand later

Expenses *

Subcontractors *

Intellectual property *

If the contractor does create designs, writing, code, or photos, the law’s default gives ownership to the contractor when the agreement is silent.

Confidentiality *

Contractor background IP (optional)

Require contractor insurance

Insurance details (if required)

Termination notice days *

Your business’s notice email *

Contractor’s notice email *

Confirm the notice addresses: Both notices will go to the same email address. This is allowed; confirm it is intentional.

3. Is this a good fit?

Review these considerations before deciding whether this self-help document fits your situation. Different legitimate contractor relationships may answer them differently.

This agreement documents the parties’ intent to use a non-employee contractor relationship; the real working relationship still controls classification.
The base agreement says the contractor controls its business operations while the project terms describe services, results, deadlines, and acceptance. Compare that language with the parties’ intended arrangement.
If the parties have specific arrangements for tools, equipment, workspace, or other resources, describe them clearly in the services, deliverables, payment, or out-of-scope terms.
This base agreement is non-exclusive and says the contractor may serve other customers. Review whether that matches the parties’ intended arrangement.
Licensed, regulated, or professional services may require additional terms, disclosures, permits, or documents under the rules that apply to that work.
An existing or threatened dispute may make a basic self-help agreement less useful for resolving the parties’ concerns.
This product does not include a non-compete or non-solicitation clause, custom drafting, or advice about classification, tax, legal, or financial strategy.

These are considerations, not a pass/fail test. The facts of the working relationship determine classification. Wi Filings does not decide classification or provide tax, legal, financial, or business-strategy advice. You decide whether this agreement fits your situation.

I’ve read these good-fit notes and I’m choosing this self-help document for my situation.

4. Review your answers and a sample

Review your entries, a short sample excerpt and a summary of the key terms. Any change requires a fresh preview. The complete document is available after payment. Review the full document before signing.

The full document is available in your secure portal after payment. Review it before signing.

5. Confirm and continue to payment

I direct Wi Filings’ software to generate a self-help document from my selections. Wi Filings is not choosing terms for me.I understand facts of the relationship control worker classification and this agreement does not make someone a 1099 contractor.I have authority to provide these details and direct generation.I reviewed my answers, the sample and key-term summary. I understand the full document is available after payment and will review it before signing.I agree to the Terms of Service and Privacy Policy.

Total: $59
After payment, the PDF is generated in seconds and published to your secure portal. The email is a document-ready notice with a portal link and no attachment.

Generate and review your preview in step 4 to continue.

Choose your contractor agreement

Guided agreement — $59: Use the builder above when the client, contractor and primary work are all in one supported state: Texas (TX), Florida (FL), Georgia (GA), North Carolina (NC), Tennessee (TN), Arizona (AZ), Indiana (IN), Michigan (MI), Missouri (MO), Utah (UT), South Carolina (SC).

Wisconsin agreement — $49: For a Wisconsin engagement, start the Wisconsin contractor agreement.

General fill-in template — $59: If your state is not listed or the engagement involves multiple states, review the general contractor template sample and purchase options. This is a blank form, not a state-specific or ready-to-sign agreement. Governing law and venue are left blank for you to complete. It must be completed and reviewed for your situation; no legal advice or attorney review is included.

Before you choose: compare state coverage and template options, use the agreement checklist, or learn how W-9 and 1099-NEC differ from the contract.

State guides: Texas consulting and freelance projects · Florida creative services and licensing boundaries.

Independent contractor agreement questions

What does this independent contractor agreement cover?

It records your selections for services, deliverables, payment, expenses, intellectual property, confidentiality, insurance and termination. The guided builder inserts the party details and chosen terms; the general template leaves its fields blank for you to complete.

Can a freelancer buy the agreement instead of the client?

Yes. Either party can purchase. Choose “I’m the contractor purchasing this agreement” in the builder and enter both parties’ correct details. A purchase does not sign the document for either party.

Does buying a 1099 agreement file a tax form or determine worker status?

No. This product generates a contract PDF; it does not file Form 1099-NEC or determine worker classification. The facts of the working relationship control classification. Wi Filings is not a law firm and does not provide legal or tax advice.

Can I use the guided builder for every state or a multistate project?

The guided builder currently supports the 11 states listed above, with Wisconsin served separately. The client, contractor and primary work must share the selected state. Other-state and multistate buyers can purchase the general fill-in template, but purchasing it does not make it tailored to local rules or your circumstances.

What can I review before payment, and what do I receive afterward?

Before payment, review your answers, a short sample and the key-term summary. After verified payment, the complete PDF is generated and delivered to your secure customer portal. Review the full document and complete any blanks before signing. This is a one-time purchase. The personalized agreement includes free self-service revisions for 7 days; the blank fill-in template does not include that revision feature.